2 sellers for every buyer in Cedar Hill right now. Here's how to turn that into a lower rate (2026)
by: Steven J. ThomasPublished on: 25/09/2026Cedar Hill sellers outnumber buyers 2 to 1 right now. See how buyers are using that leverage for rate buydowns and closing cost credits in 2026.
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Gift Funds for a Down Payment on a Duncanville, TX New Construction Home: What Your Lender Will Ask For (2026)
by: Steven J. ThomasPublished on: 24/09/2026Parents gifting a down payment on a Duncanville TX new build? See the gift letter, sourcing, and earnest money rules lenders check, plus $400K math.
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Self-Employed and Buying New Construction in Midlothian? Your Tax Return Is Lying About What You Can Afford (2026)
by: Steven J. ThomasPublished on: 22/09/2026Self-employed and buying new construction in Midlothian, TX? See how lenders calculate 1099 income, which add-backs you get, and what to bring.
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Your DeSoto Loan Is Not Approved Until It Funds: 9 Things That Can Kill It Between Pre-Approval and Closing (2026)
by: Steven J. ThomasPublished on: 18/09/2026Nine things that can kill a DeSoto TX home loan between pre-approval and closing in 2026, what each one costs, and how to keep your file clean.
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